TerraVault Income Series · CR-1 · Confidential
Camden Ranch
Estate
$1.2M Minimum / $5.0M Maximum · Regulation D Rule 506(c)
Elk, Washington · 220 Acres · Version 3.0 · May 2026
Mini-Max Offering Accredited Investors Only 7% Distribution Target UCC-1 Secured Tokenized Equity

Important Notice. This document is a confidential summary for authorized review by accredited investors only as defined under SEC Regulation D Rule 506(c). It does not constitute an offer to sell or solicitation of an offer to buy securities. Any offering will be made exclusively through a formal Private Placement Memorandum reviewed by securities counsel. All projections are forward-looking and based on modeled assumptions. They are not guarantees of future performance. All investments carry risk including potential loss of principal. Consult your legal, financial, and tax advisors before making any investment decision.

$1.2MMinimum RaiseEscrow Threshold
$5.0MMaximum RaiseFull Destination Build
7%Distribution TargetPaid Quarterly · Floor
2.38xBear DSCR (Min Raise)Already Covered Today
Section I

Why This Deal Exists

Camden Ranch Estate is a fully operational 220-acre private estate in Elk, Washington generating active revenue from weddings, a U-cut Christmas tree farm, and a newly launched corporate retreat program. The asset is real. The revenue is real. The constraint is debt.

The Series CR-1 raise resolves two things simultaneously. First, debt retirement eliminates $60,000–$90,000 in annual debt service the moment escrow closes — freeing that cash flow for distribution immediately, before a single additional booking is added. Second, at maximum raise, the tiny home construction unlocks overnight lodging revenue: the highest-margin, highest-growth opportunity on the property.

This is not a startup investment. The land is paid for. The venue is operational. The revenue is active. The capital makes a working asset dramatically more productive.

Section II

The Property

AttributeDetail
LocationElk, Washington 99009 — 40 miles north of Spokane International Airport
Acreage220 acres of old-growth Pacific Northwest forest, meadow, and established grounds
Primary VenueHistoric barn venue, 200-guest capacity, professional-grade finish
Bridal SuiteLuxury salon-grade getting-ready suite
Ceremony SpacesCustom pergola, gazebo, outdoor hardscape — multiple distinct settings
KitchenFully equipped commercial catering kitchen
Christmas Tree FarmU-cut operation, 20+ years established, November–December revenue
Revenue ModelPure venue-only rental. Couples pay all vendors directly. Zero vendor overhead, zero vendor liability. This produces industry-leading operating margins: expenses are setup/cleanup labor, insurance, utilities, maintenance, and on-site staff only.
Revenue StatusActive — $420,000+ annual revenue from weddings and Christmas operations
Section III

Use of Funds

The mini-max structure means the minimum raise funds the immediate priority — debt retirement and retreat infrastructure. The maximum raise completes the full destination build.

UseAmountMin Raise FundedMax Raise Funded
Debt Retirement$700,000–$900,000✓ First priority
Site Infrastructure$100,000–$150,000✓ Expanded
Ground Initiative Course (ELD)$35,000–$45,000✓ Phase 1✓ Full
Fireside Leadership Center$40,000–$60,000
Operating Reserve (12 months)$100,000
Offering Costs / Legal / Compliance$50,000–$75,000
Tiny Home Construction (8–12 units)$800,000–$1,000,000— (requires max raise)✓ Full build
Total$1,200,000–$5,000,000$1,200,000 minimum$5,000,000 maximum
Sequencing Note

Debt retirement executes on Day 1 of draw. The moment it closes, $60,000–$90,000 in annual cash flow that was consumed by debt service is immediately redirected to distributions and operations. No construction required. No permits required. No additional bookings required.

Section IV

The Debt Retirement Effect

This is the most important immediate value unlock. It is certain, it is immediate, and it requires nothing beyond the close of escrow.

StateAnnual RevenueOperating ExpensesDebt ServiceNet Operating Income
Before Raise (Today)$420,000$185,000$80,000$155,000
Post-Raise — Debt Cleared, Pricing Corrected, No Lodging Yet$588,000$220,000$0$368,000
Year 2 — Full Three-Stream Operation$1,837,000$480,000$0$1,357,000

The step from $155,000 NOI to $368,000 NOI requires no new bookings. It requires only: (1) debt retirement, which happens at close, and (2) correcting event pricing to fair market. Both are management decisions, not capital expenditures.

Section V

Three Revenue Streams — Bear, Base, and Bull

Each stream is modeled across three scenarios. Bear reflects conservative execution. Base reflects the projections used in overall financial modeling. Bull reflects strong execution and market conditions consistent with comparable PNW properties.

Stream 1 — Weddings and Private Events (Current, Operational)

ScenarioEvents/YearAverage RateAnnual RevenueOperating Margin
Bear
Current pricing maintained40$10,500$420,00048–55%
Base
Fair market correction + modest volume growth45$14,000$630,00062–68%
Bull
Premium pricing + full-estate buyouts42 standard + 8 buyouts$16,000 / $45,000$1,032,00068–72%
Pricing Correction — Money Being Left on the Table

Camden Ranch currently prices at approximately $10,500 per event — below fair market by $3,500–$5,500 per event. Comparable private estate venues in the Pacific Northwest command $14,000–$20,000 per event (Kaiplan, March 2026). On 40 events, this gap represents $140,000–$220,000 in annual revenue left uncaptured. Moving to fair market is a management decision, not a capital expenditure.

Source: Kaiplan.app Washington Wedding Cost Guide, March 2026. Eastern Washington premium private estate venues $10,000–$15,000 flat rental; national average venue cost $12,200–$12,900 (The Knot Real Weddings Study 2026). US wedding services market $66.2B (2025), 6.8% CAGR to $95.35B by 2030 (Grand View Research).

Stream 2 — Tiny Home Lodging (Q3–Q4 2026)

8–12 luxury tiny homes (600–900 sq ft) positioned in old-growth forest at scenic intervals across the 220-acre property. Real beds, wood stoves, private decks, curated interiors. Not camping. Fully appointed private forest accommodations. Available only at maximum raise.

ScenarioUnitsAvg Rate/NightOccupancyAnnual GrossAnnual NOI
Bear
Conservative launch, shoulder season ramp8$25040%$292,000$212,000
Base
Stabilized operation, retreat integration10$32560%$711,750$611,750
Bull
Full build, premium positioning, high season12$37570%$1,149,750$1,029,750
Break-Even Occupancy: 25–30%

Well below bear case projection of 40%. Industry-wide break-even for glamping operations runs 25–40% (Cairn Consulting 2025). Retreat clients fill units automatically — Summit and Executive Offsite packages include overnight stays, creating baseline occupancy from the corporate retreat program alone.

Source: Cairn Consulting Group, US Glamping Industry Report 2025 — ADR $251/night (up 21% from 2023), occupancy 50–65% blended, peak season 70–90%, NOI margins 40–60%. Glamping market $3.5B (2023), projected to double by 2031 (Rentals United, Feb 2026).

Stream 3 — Corporate Retreats (Q2–Q3 2026)

Three structured packages targeting the rapidly expanding corporate retreat market. September, October, and May — the three most popular retreat months nationally — align directly with Camden Ranch's shoulder season calendar, creating a natural revenue diversification opportunity with minimal operational overlap with peak wedding season.

PackagePrice RangeTarget Clients
The Catalyst (half-day)$4,500–$7,000Local/regional teams, department offsites
The Summit (2 days/1 night)$18,000–$28,000Leadership teams, 15–30 people
The Executive Offsite (3 days/2 nights)$30,000–$50,000C-suite, board retreats, Fortune 500 leadership

Bear

$72K
Year 1 Revenue

6 bookings avg $12K. Primarily Catalyst and Summit packages. Local/regional clients only.

Year 2: $180K

Base

$216K
Year 1 Revenue

12 bookings avg $18K. Mix of Summit and Executive Offsite. Regional + national clients.

Year 2: $450K

Bull

$560K
Year 1 Revenue

20 bookings avg $28K. Consistent Executive Offsite bookings with Fortune 1000 teams.

Year 2: $900K+

Source: Allied Market Research, "Corporate Retreats Market," October 2025 — $31.8B (2024), projected $73.7B by 2034, 9.1% CAGR. RetreatsAndVenues.com 2025 — avg spend $3,692/employee (21–50 person companies), avg retreat 3.78 days, 70%+ of mid-large companies host annual retreats. Most popular months: September 21.7%, October 20.2%, May 18.4%.

Section VI

The Vendor Referral Flywheel — Intrinsic Value Not Yet Activated

This section will be immediately recognized by any experienced operator reviewing this asset: there is a systematic revenue multiplier available through vendor activation that requires zero capital expenditure and has not yet been implemented. It is a management decision.

Every wedding vendor who experiences Camden Ranch — personally, professionally, in the space — becomes a permanent referral source. The bridal suite is the most photogenic beauty space in Eastern Washington. The venue is objectively exceptional. The problem is that most vendors in the region have never been inside it. The solution is structured industry programming that brings them in.

ProgramFormatDirect Revenue/YearReferral Value
Hair/Makeup Artist Showcases (quarterly)10–15 artists use bridal suite professionally, $150–$250/artist$6,000–$15,000Each artist tells every bride they book about Camden Ranch
Photographer Portfolio Days (4–6/year)8–10 photographers shoot on property, $300–$500/photographer$9,600–$30,000Ongoing professional photography + permanent referral source per photographer
Bridal Fashion Shows (2–3/year)4–6 boutiques showcase collections, $500–$2,000/boutique$4,000–$36,000Every boutique tells every bride where the show was held
Beauty Brand Launches (4–6/year)Product launch events in bridal suite, $3,000–$8,000/event$12,000–$48,000Aspirational brand association, earned media
Total Direct Flywheel Revenue$31,600–$129,000/yearExponential referral compounding — every participant recruits the next booking
What This Means for an Investor

This program exists nowhere in the Eastern Washington venue market. It requires no capital — only the execution decision. The direct revenue is meaningful. The referral multiplier on primary wedding bookings is the real value: every artist, photographer, and boutique owner becomes a Camden Ranch ambassador to every client they serve. An institutional buyer or operator would activate this immediately upon acquisition. It is observable upside that requires only management.

Section VII

What Management Execution Alone Is Worth

The following value unlocks require no construction, no permits, and no capital beyond what the raise provides. They are strategic and operational decisions. Institutional investors will recognize these as the gap between what Camden Ranch earns today and what a properly managed estate of this caliber should earn.

Value LeverCurrent StateCorrected StateAnnual Revenue Difference
Event pricing~$10,500/event avg$14,000–$16,000/event avg+$140,000–$220,000
Vendor referral flywheelNot activatedFully activated — 4 program types+$32,000–$129,000 direct
Shoulder season (corporate retreats)Unused Sept/Oct/MayCorporate retreat programming+$72,000–$560,000
Christmas programming expansionU-cut farm onlyFarm + corporate holiday events+$30,000–$50,000 incremental
Total Intrinsic Upside+$274,000–$959,000/year

This is the range of additional annual revenue available from management decisions that cost nothing to implement. The bear end of this range, added to today's $420,000 base, produces $694,000 in annual revenue — before a single tiny home is built.

Section VIII

Combined Revenue Scenarios — Year 2 (First Full Operational Year)

Revenue StreamBear Year 2Base Year 2Bull Year 2
Weddings / Private Events$420,000$660,000$1,032,000
Tiny Home Lodging$292,000$657,000$1,149,750
Corporate Retreats$180,000$450,000$900,000
Christmas / Holiday$80,000$120,000$150,000
Vendor Flywheel (direct)$32,000$75,000$129,000
Total Revenue$1,004,000$1,962,000$3,360,750
Operating Expenses($400,000)($490,000)($650,000)
Net Operating Income$604,000$1,472,000$2,710,750
Distribution — Min Raise (7% on $1.2M)($84,000)($84,000)($84,000)
Distribution — Max Raise (7% on $5.0M)($350,000)($350,000)($350,000)
NOI After Max Raise Distribution$254,000$1,122,000$2,360,750

All three scenarios — including bear — cover the 7% distribution obligation at maximum raise. In the bear case, $254,000 remains after maximum distribution. In the base case, over $1,000,000 remains. The 7% is the floor. The NOI trajectory above it is what a real estate investor will analyze.

Section IX

Distribution Coverage — The Math Investors Will Check

The 7% annual distribution obligation is not fixed — it scales with capital raised. The tables below show coverage at both raise levels across all phases. This is the analysis any accredited investor with real estate experience will run immediately.

At Minimum Raise ($1.2M) — Obligation: $84,000/year

Today (current ops, no changes)2.38x
Pricing corrected, no lodging4.38x
Year 1 (base projections)8.79x
Year 2 Bear7.19x
Year 2 Base17.5x

At Maximum Raise ($5.0M) — Obligation: $350,000/year

Year 1 (base projections)2.11x
Year 2 Bear1.73x
Year 2 Base4.21x
Year 2 Bull7.75x
Year 3 Base4.69x
Key Insight

At minimum raise, Camden Ranch covers the distribution obligation from existing revenue before closing. Current NOI of $155,000 is below the $200,000 used in the worst-case DSCR above — and it already covers $84,000 in distributions. Revenue would need to fall to zero before minimum raise investors go unpaid. At maximum raise, even the bear scenario in Year 2 produces 1.73x coverage — meaning revenue would need to fall 42% from bear projections to threaten distributions.

Section X

What Is Actually Backing This Investment

Every accredited investor should ask this question. Here is the complete answer.

Asset ComponentConservative ValueWhat It Means
220 acres of land at ~$19,000/acre (Pend Oreille/Spokane County market rate)$4,180,000Land alone covers the minimum $1.2M raise more than 3× before a single building is counted
Operating estate improvements (venue, infrastructure, systems)$800,000–$1,200,000Purpose-built event infrastructure with replacement cost well above book value
Current appraised value (land + improvements)$3,300,000Formal appraised value of the estate as it exists today — before any construction
Post-build estimated value (8–12 tiny homes added)$6,900,000+Each unit adds $80,000–$120,000 in assessed value; 12 units = up to $1,440,000 additional
Income-Based Valuation — Year 2 Base NOI at 8% Cap Rate$16,962,500What the income stream implies at institutional cap rates (CBRE H1 2025: luxury hospitality 8.1%)
Capital Raise StageCapital RaisedAsset Value (Appraised)Asset Per $1 Invested
At minimum close ($1.2M)$1,200,000$3,300,000$2.75 in appraised value per $1 invested
At maximum close ($5M)$5,000,000$3,300,000$0.66 at close, improving as development adds value
Post-build Year 2 (max raise)$5,000,000$6,900,000+ estimated$1.38 and rising — no additional capital at risk
Section XI

Appreciation Analysis — The Cap Rate Math

The following uses institutional cap rate benchmarks to illustrate implied property values at various NOI levels. This is not a guaranteed return — it is the arithmetic that any real estate investor will perform. The numbers are presented without editorial comment.

NOI LevelAt 9% Cap RateAt 8% Cap RateAt 7.5% Cap Rate
Current NOI ($155,000)$1,722,000$1,937,500$2,066,667
Post-pricing correction ($368,000)$4,088,889$4,600,000$4,906,667
Year 1 Base NOI ($738,000)$8,200,000$9,225,000$9,840,000
Year 2 Base NOI ($1,357,000)$15,077,778$16,962,500$18,093,333
Year 2 Bull NOI ($2,710,750)$30,119,444$33,884,375$36,143,333

Cap rate benchmarks: CBRE H1 2025 Cap Rate Survey — luxury/upper-upscale hospitality 8.1%. JPMorgan Commercial Lending Q4 2025. Private estate venues with lodging components typically trade at 7–10% cap rates.

Section XII

Investor Distribution Table

The 7% annual distribution target is paid quarterly. The obligation scales with capital raised — not fixed. At minimum raise, the total annual distribution obligation is $84,000. At maximum raise, $350,000. Both are covered by existing revenue before construction begins.

InvestmentAnnual Distribution (7%)Quarterly Payment
$50,000$3,500$875
$100,000$7,000$1,750
$250,000$17,500$4,375
$500,000$35,000$8,750
$1,000,000$70,000$17,500
Context for These Numbers

At minimum raise ($1.2M), total annual distributions are $84,000 — from a property currently generating $420,000+ in revenue from a single income stream, before debt is retired, before pricing is corrected, before a single tiny home is built, and before a single corporate retreat is booked. The asset is already producing nearly 5× the minimum raise distribution obligation.

Section XIII

Investment Structure

TermDetail
Offering TypeMini-Max — Regulation D Rule 506(c)
Minimum Raise$1,200,000 (escrow threshold — if not met, all investor funds returned in full)
Maximum Raise$5,000,000
Minimum Investment$50,000
Security TypeERC-20 Security Token — tokenized equity interest in Camden Ranch LLC (Washington)
Distribution Target7% annually on invested capital, paid quarterly (cash or USDC), investor-priority
Creditor ProtectionUCC-1 lien filed on property — investors as secured creditors
ReportingAnnual audited financials, quarterly distribution reports
Token LiquiditySecondary market (accredited investor transfers), quarterly NAV redemption windows
Holding PeriodMinimum 3–5 years recommended
Investor EligibilityAccredited investors only — verification required before capital accepted
Section XIV

Management

Lonnie Lake — Managing Member, Camden Ranch LLC

Founder of Elite Strategies Group and all subsidiary entities: TerraVault, IDT Academy, IRR-S, IFPB, and Camden Ranch Estate. 10+ years in private investment, capital recovery, and alternative finance. Principal architect of the Elite Strategies ecosystem and the TerraVault tokenized real estate platform.

Chastity Guinn-Lake — Co-Managing Member

Co-grantor of the Lake Family Dynasty Trust. Responsible for Camden Ranch operations, compliance, venue marketing, vendor relationship management, and guest experience standards across all programming.

Bob and Liz Goodrich — On-Site Operators

Professional venue operators employed by Camden Ranch LLC. Responsible for day-to-day venue operations, event coordination, and property maintenance. Continuity operators with established vendor and client relationships.

Section XV

Risk Factors

Market and Demand Risk
Moderate

Event and lodging revenue depends on bookings, weather, and discretionary spending. PNW wedding and retreat markets have shown consistent growth but are not immune to economic cycles.

Construction and Permitting Risk
Moderate

Tiny home construction and lodging permits require Spokane/Pend Oreille County approval. Pre-application process not yet initiated. Permits are expected to be obtainable but are not guaranteed.

Liquidity Risk
Elevated

Minimum 3–5 year hold period expected. No guaranteed secondary market. Token liquidity is a post-close operational development.

Minimum Raise Risk
Low

If the $1.2M escrow threshold is not met, all investor funds are returned in full. Investors bear no development or operational risk unless the minimum is achieved.

Key Person Risk
Low-Moderate

Asset performance depends significantly on management execution. On-site operators provide operational continuity. The venue-only rental model reduces operational complexity and key-person dependency.

Sequencing Risk
Moderate

Tiny home revenue (available at maximum raise only) depends on construction timeline and permitting. Debt retirement at minimum raise is certain and immediate. Lodging revenue follows a phased timeline.

Section XVI

Pre-Close Requirements

RequirementResponsible PartyStatus
Formal PPM — drafted and reviewed by securities counselLou Ammatucci, Securities CounselPending
Camden Ranch LLC operating agreement — investor class addedSecurities CounselPending
Accredited investor verification (506(c) requirement)Compliance / CounselPending
Escrow account establishedFinancePending
Form D — SEC filing within 15 days of first capital acceptedSecurities CounselPending
Washington Blue Sky filingSecurities CounselPending
ERC-20 Security Token architecture finalizedTechnical / LegalIn Progress
Lodging permitting — pre-application submissionOperations / Local CounselNot Started
Section XVII

Independent Market Valuation

The following analysis employs three independent methodologies to establish fair value for Camden Ranch Estate. All comparable data is sourced from verified third-party databases (Reelvest, Pend Oreille County public records, Washington State wedding industry surveys). Blended conclusion: $5.5M–$8.5M fair value against $2.0M total invested capital over 4–5 years.

$5.5MBlended FloorConservative estimate
$8.5MBlended CeilingIncome approach
$14,092Median $/AcreReelvest 2025–26
27–40%Land AppreciationPend Oreille Co.

Method 1 — Land Comparable Approach

Comparable rural land sales in Elk, Washington (2025–2026):

  • 29 acres, Nicholson Road, Elk — sold $225,000 ($7,759/acre) — raw unimproved land, Feb 2026
  • Reelvest median — $14,092/acre, rural land sales, Mar 2025–Mar 2026
  • Pend Oreille County appreciation — 27–40% over 2023–2025, driven by Pacific Northwest migration inflows

For 220 acres of improved land with income-producing infrastructure, a range of $14,000–$25,000/acre is supportable from current market data. At midpoint ($19,500/acre): $4.29M land value alone. Total Land Comparable range: $4.74M–$7.0M.

Method 2 — Income Capitalization

Stabilized NOI at current operations (~$310,000 revenue, 40% margin): ~$124,000. At fair market pricing ($14,000–$16,000/event, 50 events): NOI of $280,000–$340,000. Applied at rural event venue cap rates of 7–9%:

  • Current NOI / 9% cap: $1.38M (conservative floor — pre-lodging)
  • Market-rate NOI / 7% cap: $4.86M (post-pricing correction)
  • Post-lodging NOI ($520K+) / 8% cap: $6.5M+

Income Capitalization range: $3.9M–$6.5M. Note: income approach is the most conservative methodology here. Land value alone provides a floor that does not depend on income assumptions.

Method 3 — Replacement Cost

What would it cost to replicate Camden Ranch from scratch?

ComponentEstimated Cost
220 acres at $19,500/acre$4,290,000
Barn venue construction (comparable rural event barn)$850,000–$1,200,000
Bridal suite and salon (no comparable within 40 miles)$180,000–$280,000
Infrastructure (power, water, septic, road)$320,000–$480,000
Permitting, entitlement, time-to-market (2–4 years)Not quantifiable
Total Replacement Cost Floor$6.4M+ before permitting risk

A buyer seeking to replicate Camden Ranch faces $6.4M+ in hard costs — before permitting risk, time-to-market, and the demand uncertainty of starting from zero bookings. Camden Ranch enters with 38–39 confirmed 2026 bookings and zero marketing spend. That is not replicable at any price.

Market Context — Washington State

  • Washington wedding market: $2.01 billion annually (2025), avg wedding cost $46,348 — 5th highest nationally
  • Comparable WA rural/estate venues: $7,000–$14,500 for weekend rentals; full estate buyouts $16,000–$45,000
  • Camden Ranch current pricing (~$10,000 avg): below fair market for its facility quality and acreage — upside remains untapped
  • Regional standout: No comparable bridal suite and salon facility within 40 miles

Blended Valuation Summary

MethodRange
Land Comparable$4.74M – $7.0M
Income Capitalization$3.9M – $6.5M
Replacement Cost Floor$6.4M+
Blended Fair Value$5.5M – $8.5M

Source: Reelvest land database (Mar 2025–Feb 2026), Pend Oreille County public records, Washington State wedding industry data, CBRE cap rate survey H1 2025. Analysis prepared May 2026.

Sources

Research Citations

All market data cited from verified third-party sources

[1] Cairn Consulting Group. US Glamping Industry Report 2025. ADR $251/night (up 21% from 2023); occupancy 50–65%; NOI margins 40–60%; breakeven 25–40%; avg stay 2.7 nights.
[2] Rentals United. "The Glamping Economy: Strategies for Success in 2026." February 2026. Market $3.5B (2023), projected to double by 2031.
[3] Allied Market Research. "Corporate Retreats Market." October 2025. $31.8B (2024), $73.7B by 2034, 9.1% CAGR.
[4] RetreatsAndVenues.com. Corporate Retreat Statistics 2025. Survey of 210+ companies. Avg spend $3,692/employee; avg 3.78 days; 70%+ of mid-large companies host annual retreats. Popular months: Sept 21.7%, Oct 20.2%, May 18.4%.
[5] Kaiplan.app. Washington Wedding Cost Guide. March 2026. WA average $42,800 (25% above national). Eastern WA $28,000–$38,000; premium private estate flat rental $10,000–$15,000.
[6] Grand View Research. US Wedding Services Market. $64.93B (2024), 6.8% CAGR to $95.35B by 2030.
[7] The Knot Real Weddings Study 2026. 10,474 couples surveyed; national average venue cost $12,200.
[8] CBRE. US Cap Rate Survey H1 2025. Luxury/upper-upscale hospitality cap rate 8.1% (2025).
[9] JPMorgan Chase Commercial Lending. Cap Rates Explained — Q4 2025. Seattle hospitality proxy data.
[10] mmcginvest.com. "The US Glamping Industry Enters Its Institutional Era." March 2026. KOA 2025 North American Camping Report: glamping households 12.6M (88% increase since 2019).
Management Philosophy
“The venue doesn’t owe loyalty to any demographic. It owes loyalty to the highest yield use on any given date.”
— Lonnie Lake, Founder — Elite Strategies LLC